Dinesh N S

About Dinesh N S

A Self-motivated professional experienced as a Senior Analyst /Lead/QC specialized in compliance tool building from scratch with 6+ years of working in Banks & Fin-Tech Skilled in KYC, AML, transaction monitoring,CDD, EDD, PEP, Sanctions, CRS, CIP,Chargeback handling,Client On-boarding, Compliance management, Customer Fraud prevention, Credit risk handling, merchant risk management, Screenings and merchant accounts handling in five different jurisdictions including the European Union, USA, Middle-east, Singapore. Immense connivance of the end-to-end process of payment facilitator and payment processor.

Experience

1. Lead - Compliance Ops

   Zoho

   Jan 2021 — Present · Chennai, IN

   Involved in the design, development, and maintenance of best-in-class Compliance, programs and practices.Contributed to the development and implementation of Fraud Risk processes, tools, policies, standards, and procedures in alignment with the Risk Framework. Designed monitoring and testing activities for areas deemed to be of higher focus within a particular Compliance RiskExecuted the review of internal controls that support various regulatory requirements in addition to internal Firm requirements (Internal Control Testing).Demonstrated knowledge of monitoring and responsibility for compliance with US federal regulations and laws pertaining to Anti-Money Laundering and Customer Information Program. Executed substantive outcome monitoring using analytical techniques to detect potential breaches of Regulatory Obligations (Outcome-Based Monitoring).AML-KYC-CDD & Transaction Monitoring- Provided policy framework on US KYC CDD SOP & Training materials- Handled escalations from the stakeholders and provided practical advice on required actions- Identified KYC CDD risks and escalated issues to Head of Department (Stakeholders) and MLRO- Provided inputs on enhancing KYC CDD guidelines and designed the process controls over Client RIsk- Involved with knowledge sharing in execution of KYC/CDD monitoring and testing program- Onboarded merchants based on internal policies and performed all necessary checks like PEP, sanctions, adverse media, website due diligence, high-risk marketing practices, product risk, etc- Managed real-time transaction monitoring to identify fraud activities from both customer and merchant end- Transaction review and fraud pattern are analyzed using transaction nature, history, velocity, volume, audit trail risk score, IP rolling, device ID rolling, and credential analysis

Education

• Loyola Institute of technology

  Bachelor of Engineering (B.E.)