Dilip Agarwal

Strategising & Building Retail Liabilities

Role: Zonal Head-north at Utkarsh Small Finance Bank
Location: Mumbai, MH, IN
LinkedIn followers: 500 followers

About Dilip Agarwal

Experienced Head of Products with a demonstrated history of working in the banking industry. Skilled in Customer Relationship Management (CRM), Branch Banking, Consumer Asset, Retail Banking & Strategy. Strong product management professional with a Master of Business Administration (MBA) focused in Finance & Marketing from Kashi Univesity, Varanasi.

Experience

Zonal Head-north
Utkarsh Small Finance Bank
Nov 2025 — Present · New Delhi, IN

Education

Kashi Univesity, Varanasi
Master of Business Administration (MBA), Finance & Marketing
1995 — 1997

Skills

Cross Selling
Crm
Branch Banking
Banking
Strategy
Retail Banking

Contact information

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Work email
•••••@utkarsh.bank.in
Personal email
•••••@•••••.com
Direct dial
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Current company

Utkarsh Small Finance Bank

Banking · 13K employees · Varanasi, Uttar Pradesh, India

Utkarsh Small Finance Bank Limited (USFBL), incorporated on April 30, 2016, is engaged in providing banking and financial services with a focus on the underserved and unserved sections of the country. The Bank’s lending activities are primarily focussed in rural and semi-urban locations of the country while its deposit mobilisation and other services are spread across the country. The Bank commenced its operations on January 23, 2017, pursuant to the small finance banking licence granted by RBI on November 25, 2016. Prior to transfer of the business of providing microfinance to the Bank, Utkarsh (as Utkarsh Micro Finance Limited, currently Utkarsh CoreInvest Limited) has a history of providing microfinance primarily to the customers in rural and semi-urban segments. The Bank extends microfinance loans based on Joint Liability Group (JLG) model to individuals, other retail asset loans including Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Personal Loans, Commercial Vehicle Loans, Construction Equipment Loans and Wholesale Lending to borrowers. The Bank offers a slew of digital services such as Internet and Mobile Banking, Digi On-Boarding, an online account opening facility for clients, besides a range of ATMs and Micro ATMs for ease of transactions, amongst others. The Bank is headquartered at Varanasi, Uttar Pradesh.

utkarsh.bank.in

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About Dilip Agarwal

Experience

Zonal Head-north

Education

Kashi Univesity, Varanasi

Skills

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