Digvijay Raj
ICICI Bank(PPO) || IIM || TCS
- Role
- Manager - Ii at ICICI Bank
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Digvijay Raj
With a background in mechanical engineering and an MBA from the Indian Institute of Management Bodh Gaya, I\'ve seamlessly merged technical proficiency with strategic acumen, transitioning from collaborating with General Motors at Tata Consultancy Services to a Senior Manager role at ICICI Bank(PPO).
Experience
Manager - Ii
May 2024 — Present
Managed and grew mid-corporate & SME banking relationships, expanding asset portfolio by five times while ensuring portfolio stability. Structured innovative credit solutions across working capital, term loans, project finance, and trade products (CC, OD, BG, LC, WCDL, DLOD, TL) in collaboration with cross-functional teams. Led end-to-end credit assessment, including financial modelling, liquidity and profitability benchmarking, business viability evaluation, and comprehensive risk profiling for lending decisions. Monitored financial and business performance through covenant analysis, periodic portfolio reviews, and early-warning signal tracking to mitigate emerging credit risks. Negotiated and strategized complex deals with CEOs, CFOs, directors, and promoters — creating client value while maintaining bank profitability and credit discipline.
Education
Don Bosco Academy, Patna
10th
2004 — 2012
St. Michael's High School - India
12th
2012 — 2014
Indian Institute of Management Bodh Gaya
Master of Business Administration - MBA
2022 — 2024
Visvesvaraya Technological University
Bachelor of Engineering - BE
2015 — 2019
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