Diganta Saikia Fellow
Adjunct Professor @Dayananda Sagar University
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WORK HISTORY
Adjunct Professor @Dayananda Sagar University
Bengaluru, IN
EDUCATION
Delhi School of Economics
Masters, Economics/Econometrics, International Finance
Università degli Studi di Genova
Fellowship, Financial Engineering
Purdue University
Postgraduate Program, Data Science
SKILLS
ABOUT DIGANTA SAIKIA FELLOW
I help banks and fintechs scale with trust by building world-class risk, compliance, and analytics frameworks. With 20+ years of leadership across Wells Fargo, ANZ, KPMG, EY, Infosys, and Oracle, I have delivered IFRS9, PPNR/CCAR, CECL, Basel, and model risk governance solutions that balance regulatory compliance with business growth.My expertise spans the full risk lifecycle: Credit & Regulatory Analytics – PIT PD, PIT LGD, ECL, stress testing, ICAAP, model development & validation. Risk Transformation – setting up analytics Centers of Excellence, mentoring high-performing teams, driving global delivery. Governance & Compliance – aligning risk models with regulator and investor expectations.Alongside execution, I contribute as a thought leader: published in journals such as the Journal of Organizational Behavior Education (JOBE) and The Australian Journal of Engineering Research, and speaker at forums including RBI and World Finance Conference. This mix of hands-on delivery and strategic insight allows me to support both large banks modernizing frameworks and fintechs/regtechs scaling responsibly.
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