Dhruv Agarwal

WORK HISTORY

EDUCATION

ABOUT DHRUV AGARWAL

I am a Chartered Accountant in public practice, working with growing businesses to bring structure, clarity, and discipline to their finance function.As businesses expand, compliance increases, transactions multiply, and financial decisions become more critical. Without proper systems, even profitable businesses lose visibility over cash flow, receivables, and tax exposure.My focus is to ensure that finance is not handled casually, but systematically.I work with clients on:• End-to-end accounting and bookkeeping• GST, TDS and direct tax compliance• Monthly MIS and financial reporting• Cash flow monitoring• Virtual CFO support for operational and strategic finance• Statutory/Tax/Internal auditsPrior to starting practice, I worked as the Assistant Finance Manager at Lulu India Shopping Mall Pvt. Ltd, gaining exposure to large-scale operational finance.I have also worked in equity research at CRISIL GR & RS (Buy Side), which strengthened my understanding of financial analysis and business evaluation.My professional background includes:• Chartered Accountancy (2021)• CFA Level I (2021)• Articleship with exposure to statutory audit, tax audit, transfer pricing, GST and internal audit• B.Com, University of MadrasI work best with business owners who value financial discipline and long-term stability.