Dhruva Malekar
Product @ HDFC | Paytm | MICA Ahmedabad | AtoS
- Role
- Product Manager at HDFC Bank
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Dhruva Malekar
PM at HDFC - Recharges, Bill Payments & Onboarding Journeys - PayZapp PM at Paytm - Rent PaymentsMBA at MICA, Ahmedabad - Strategic Comm. and MarketingSoftware Engineer at AtoS - Database ManagementElectronics and Telecommunications Engineer & Microsoft Student PartnerSkills:Digital Payments - Credit Card Bill Pay - Bill Pay TSP integrations - Billing & Fraud Prevention - Product Lifecycle Management - Risk & Compliance Collaboration - A/B Testing - Funnel Optimization - SQL (Big Query, MySQL)- APIs - CRM Automation (MoEngage, CleverTap)- BI Tools (MetaBase, Tableau)- Agile - JIRA - Figma
Experience
Product Manager
Oct 2023 — Present · Mumbai, IN
Managed end-to-end bill pay product for HDFC Bank\'s PayZapp, serving over 2 million monthly active users. • Defined and executed UPI AutoPay strategy, projected to increase transaction volume by 30%. • Launched instant credit card bill settlement via UPI, tripling user spend and improving success rates. • Enhanced 30-day activation rates from 55% to 72% through targeted CRM-led onboarding and retention initiatives.
Education
Bhartiya Vidya Bhavans College, Andheri West
12th (SYJC), Science
2011 — 2013
Bombay Cambridge Gurukul
10 Std Passing Certificate
1999 — 2011
MICA | The School of Ideas
Master of Business Administration - MBA, Marketing
2020 — 2022
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