Dhruv Yadav

About Dhruv Yadav

With 10+ years of incredible experience in the analytics industry, I have been able to work in multiple domain providing my expertise in business consulting and strategic development. Bringing in light some of the skills that I have gained so far, my goal will be to continuously build new skill sets every year. Key Skills:Formulation and Implementation of Business Strategy: Recommending strategies/policy changes for pre-acquisition strategies, optimizing credit limit capping for Existing and New sourcing, Identifying target customer segments for retail and cross-sell, Conducting Market Benchmarking Analysis evaluating business performance with its competitors. Understanding and Analyzing regulations from Govt/Regulators thus making strategies complying the sameStrong Analytical Mindset : Conducting Analysis on Delinquency pattern for different risk segments, Analyzing, Building & Monitoring Credit Risk Models, Performing scorecard reviews, Analyzing and reviewing Risk appetite framework, Pre-Post Analysis after strategy implementation, Customer Spends Trend Analysis, Revenue leakage area identification and recommending strategies to curb the losses. Business Skills, Presentation and Communication: Knowledge of BFSI/NBFC domain with financial regulation like IFRS9, CECL and BASEL, Business/investor decks with key insights and storyboarding presentation, Conducting presentation for higher level management for Business Reviews, Liaised with Bureau and other Merchant organizations to collaborate in business activities, Managing overseas and domestic stakeholders with succinct communication.Technical Skills: Python, SAS (Base and Advanced), ML Techniques, Excel (Base and Advanced), Power-point Presentations, Time Series Analysis (ARIMA, SARIMAX), Ensemble Technique (Bagging and Boosting), Decision Tree/Random ForestProject Management and Delivery : Requirement Analysis, Project Timeline Scheduling. Process Improvement, Resource Planning, Work Allocation, Client Communication Handling, Delivery handlingIt has been a great journey so far and there is a lot of opportunity in the future for me to build my skills.

Experience

1. Senior Assistant Vice President

   EXL

   Oct 2025 — Present · IN

Education

• Indian Institute of Foreign Trade

  Master of Business Administration (MBA), International Business

  2015 — 2017

• Guru Gobind Singh Indraprastha University

  Bachelor's of Computer Application

  2008 — 2011

Skills

• Microsoft Excel
• Financial Analysis
• Analytics
• Sql
• Team Management
• Project Management
• Financial Modeling
• Requirements Analysis
• Data Analysis
• Investment Banking
• Business Analysis
• Analysis
• Process Improvement
• Microsoft Office