Dhruthi H L

Experience

1. Risk Analyst

   Fi

   Jun 2024 — Present · Bengaluru, IN

   Risk/Transaction Monitoring Analyst at EpiFi Responsible for comprehensive Enhanced Due Diligence (EDD) on alerted accounts, ensuring compliance with regulatory requirements and internal risk policies.Conducted end-to-end customer investigations Analyzed customer profiles from onboarding through ongoing transaction monitoring. Identified potential compliance issues and suspicious activities.Specialized in fraud detection and prevention Developed expertise in identifying account takeover attempts and other fraudulent activities. Evaluated KYC processes, including liveness video verification for identity authentication.Analyzed transaction patterns and volumes Detected anomalies by comparing actual transaction behavior against expected patterns based on customer profiles and historical data.Produced risk assessment reports Compiled findings from EDD investigations, including risk assessments and recommendations for action.Collaborated across departments Worked with Compliance, Fraud, and Customer Service teams to address complex cases and implement risk mitigation strategies.Handled high-priority LEA-related cases Managed accounts flagged by Federal Bank for Law Enforcement Agency inquiries, ensuring thorough investigation and timely responses while maintaining confidentiality.Contributed to risk management improvements Participated in refining transaction monitoring systems, risk assessment criteria, and investigation procedures based on emerging trends.

Education

• Vemana Institute of Technology, BANGALORE

  Bachelor of Engineering - BE

  2016 — 2020