Dhiraj S.
IIT Bombay || MSME & P2P Lending || Data Science - AI/ML || Business Analyst || Python || MySQL
- Role
- Data Scientist Ii at FlexiLoans
- Location
- Mumbai, MH, IN
- LinkedIn followers
- 500 followers
About Dhiraj S.
IIT Bombay graduate with 4.5+ years of experience in driving credit risk control, collections improvement, and business expansion in FinTech & NBFCs. Proven track record of building models and automation that improved portfolio growth and efficiency. I am also committed to personal growth.
Experience
Data Scientist Ii
May 2024 — Present · Mumbai, IN
Developed Probability of Default (PD) Scorecard models using Banking, Bureau, GST and Application data to enhance risk segmentation and optimize lending decisions• Built Bounce Propensity and Roll Forward models to improve collections strategies and anticipate customer delinquency transitions• Conducted pincode-level MSME market analysis, identifying new, under-engaged, and expansion-ready regions for targeted growth
Education
Indian Institute of Technology, Bombay
Bachelor of Technology (B.Tech.)
2015 — 2019
Bright Sun Sr. Sec. School
Matriculation, Secondary Education
2010 — 2012
Oxford International School Jaipur
High School, High School
2012 — 2014
Skills
- C
- Cascading Style Sheets (Css)
- Windows Xp
- Powerpoint
- Microsoft Excel
- Html
- Microsoft Word
- Video Editing
- Autocad
- English
- Adobe Photoshop
- Web Design
- Web Development
- C++
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