Dhiraj Kumar
Credit Analyst @Hero FinCorp
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WORK HISTORY
Credit Analyst @Hero FinCorp
SCF (Supply chain finance) department.(1) Handling proposal from 10 Lacs to up Rs 8 CR of SCF (Supply chain finance) Pan India branches.(2) Analysis Commercial Cibil & Consumer Cibil of Client.(3) Analyze the case through Desktop Search (RBI Defaulter Check, Hunter Check, Cibil Suit filed,BIFR, Gst Verification, Security Council, CA Membership, Negative CA check, Firm Registration and Dedupe Check. Watch out investor, TIN Search, Google Search, Crisil Rating, Pan Check etc.(4) Assessment of banking-inward outward rejections, internal fund diversion in group companies and calculation of turnover.(5) Co-ordination with Sales, Credit front end through mails for clarification & exceptions.(6) Responsible for the application process from login to disbursement.(7) To co-ordinate with FI Team and Fraud control unit agency for processing the file.(8) Track Repayment Schedule of Client.(9) Generate financial ratios, using computer programs, to evolute customers ‘financial status.
EDUCATION
Babasaheb Bhimrao Ambedkar Bihar University (BRABU), Muzaffarpur
Bachelor of Commerce - BCom, Accounting
Swami Vivekanand Subharti University (SVSU), Meerut
Master of Business Administration - MBA, Accounting and Finance
ABOUT DHIRAJ KUMAR
I am a dedicated finance professional with 6+ years of progressive experience in…
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