Dheeraj Rajpal
Senior President and National Credit Manager - Rural Banking Assets & Inventory Finance @YES BANK
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WORK HISTORY
Senior President and National Credit Manager - Rural Banking Assets & Inventory Finance @YES BANK
Mumbai, IN
National Credit Manager - Rural Banking Assets & Inventory Finance to Auto/CV/Tractor dealers (covering products Agriculture Finance through KCC, Farm Equipment/Tractor loans, Cattle loans; Small Business/Micro Enterprise loans). Also handled Microfinance, lending to NBFC MFIs and lending under BC model
EDUCATION
IPM, ghaziabad
Master of Business Administration (MBA), Sales and Marketing Operations/Marketing and Distribution Teacher Education
Delhi School of Economics
M.com (1st yr), Business/Commerce, General
Delhi University
Bachelor of Commerce (B.Com.), Business/Commerce, General
SKILLS
ABOUT DHEERAJ RAJPAL
21+ years cross functional experience across policy, credit underwriting, risk, product and sales/relationship management in designing policy and process for priority sector rural retail loan products like Farmer/Agriculture Finance (KCC, Tractors/Farm Equipment, Dairy, Fisheries/Pisciculture), Small Business Loans/MSME and Microfinance (SHG/JLG model, lending to NBFC MFI). Extensive experience in workflow automation, designing Risk Management framework, portfolio monitoring, launching new products/verticals.Handling a multi layered team of 100+ credit resources pan India.Also managed sales & distribution for leading FMCG companies in metro, urban, semi urban and rural locations for 7 years.Worked in North, West and Eastern part of India.
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