Dhaval Patel

SVP, Fraud Risk Management @ Rate | Ex-OppFi, Avant, and Chime

Role
SVP, Fraud Risk Management at Rate
Location
Charlotte, NC, US
LinkedIn followers
500 followers

About Dhaval Patel

Fraud & compliance leader with 10+ years across fintech lenders and challenger banking, including 5 years leading fraud operations. Partner to Product, Risk, and Engineering on strategic initiatives—balancing growth with right‑sized controls, customer experience, and operational scalability. Built onshore/offshore teams, implemented KYC/ACH controls, led vendor selection and tooling, and interfaced directly with regulators. Actively pursuing Certified Anti-Money Laundering Specialist (CAMS) certification.

Experience

  1. SVP, Fraud Risk Management

    Rate

    Oct 2025 — Present · US

Education

  • Robert Morris University - Illinois

    Bachelor’s, Accounting & Finance

    2014 — 2017

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Dhaval Patel — SVP, Fraud Risk Management at Rate in Charlotte, NC, US | Unifers