Dhaval P.
Lending Officer - Commercial Banking @Scotiabank
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WORK HISTORY
Lending Officer - Commercial Banking @Scotiabank
Mississauga, ON, CA
This role involves independently managing the preparation, processing, and maintenance of Commercial and Business lending products, ensuring compliance with bank policies, resolving client and partner inquiries, and supporting various business units. It requires strong client service, risk awareness, process improvement, and collaboration across departments.
EDUCATION
K S School of Business Management
Master of Business Administration - MBA, Business
Humber College
Diploma, Advanced Accounting and Finance (ACAF)
K S School of Business Management
Bachelor of Business Administration - BBA, Marketing Management (Elective Specialization)
Kameshwar Education Campus,setellite,Ahmedabad
Business/Commerce, General
ABOUT DHAVAL P.
Experienced and growth-oriented Commercial Banking professional with 4+ years of diverse experience in the banking and financial services industry, currently thriving as a Commercial Lending Officer with focus on national, agriculture & real estate industry. I specialize in structuring term loans, operating lines of credit, bridge financing, and real estate-backed lending for mid and large sized businesses across Canada. My portfolio includes clients in sectors such as real estate development, construction, manufacturing, agriculture, professional services, and wholesale trade.My background spans both credit adjudication and commercial banking operations, giving me end-to-end insight into deal lifecycle management — from initial prospecting and financial analysis to loan structuring, covenant monitoring, and portfolio risk management. I’ve worked closely with credit risk teams, collateral management, and compliance units, gaining experience in KYC/AML, documentation review, and post-funding servicing.I’m passionate about delivering value through tailored credit solutions, long-term relationship building, and providing strategic advice that helps clients scale efficiently and sustainably. With a strong grasp of credit policy, financial modeling, and commercial loan servicing, I strive to be a trusted partner for both clients and internal stakeholders.Let’s connect to collaborate on commercial growth, real estate lending, or navigating mid-market financial solutions.
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