Dharmendra Shukla

About Dharmendra Shukla

HDFC Bank leverages my expertise in working capital finance to support enterprise growth in the Emerging Enterprises Group (EEG). With a strong foundation in import/export operations, MIS, and cross-selling, I contribute to delivering tailored financial solutions that align with client needs and the bank\'s objectives. Over 9 months as Cluster Head, I have focused on enabling businesses through data-driven insights and collaborative strategies. My 4.5+ years in trade finance, supply chain, and transaction banking at Axis Bank further strengthen my ability to navigate complex financial landscapes and foster sustainable partnerships.

Experience

1. Assistant Vice President Commercial Banking

   Axis Bank

   Oct 2023 — Present

   Review the credit worthiness of prospect/customer via financial analysis, repayment ability, collateral status, etc. Retain and service existing Assets customer base. Assist retail branch network to identify New Assets Clients and understand their Working Capital Requirements to create a substantial Asset Book. Identifies business development opportunities with prospects or current customers; markets and provides counsel on the Bank\'s products and services. Excellent customer service and relationship management skills with the ability to convey a positive attitude and maintain a high degree of confidentiality, diplomacy, tact and salesmanship. Strong practical knowledge of banking and lending products, policies, procedures, regulatory guidelines, and market trends. Excellent organizational skills with proven ability to prioritize and manage workload and to instil a sense of urgency in others as necessary to meet deadlines. Works closely with underwriting teams for new credit requests and renewals ensuring that all relevant financial and non-financial information is available to the underwriter. Maintains and applies a thorough understanding of the Bank\'s credit policy, client eligibility, and all necessary business practices to ensure the submission of accurate and complete loan application packages.

Education

• Sikkim Manipal University - Distance Education

  Master of Business Administration - MBA

• Kanpur University, India

  Bachelor of Commerce

• Chhatrapati Shahu Ji Maharaj University

  B.Com, Commerce

  2000 — 2002

• Praxie

  High School Diploma

• Sikkim Manipal Institute of Technology

  Master of Business Administration, Finance, General

Skills

• Mis
• Credit
• Talent Acquisition
• Banking
• Team Management
• Product Support
• Management Information Systems (Mis)
• Portfolio Management
• Business Development
• Wealth Management
• Recruiting
• Vendor Management
• Retail Banking
• Branch Banking
• Sales Management
• Cross Selling