Dhananjay Gharate
Executive (Ratings & Analytics) @ Crisil | Financial and Credit Risk Analysis
- Role
- Executive (Ratings & Analytics) at Crisil
- Location
- Pune District, MH, IN
- LinkedIn followers
- 500 followers
About Dhananjay Gharate
As an Executive in Ratings & Analytics at Crisil, responsibilities include conducting…
Experience
Executive (Ratings & Analytics)
Jan 2025 — Present · Pune, IN
Perform comprehensive financial and credit risk analysis, corporates, banks, and financial institutions- supporting accurate credit rating decisions for corporates, banks, and financial institutions- Analyze historical financial statements to identify key trends and risk factors- Evaluate liquidity, solvency, profitability, and leverage metrics for creditworthiness- Develop and maintain detailed financial models to assess business performance, forecast financial outcomes- Conduct sectoral research and benchmarking to evaluate industry dynamics, competitive positioning, and regulatorydevelopments- Prepare high-quality credit rating reports, rationales, and presentations for internal committees and external stakeholders- Liaise with clients to gather critical data, clarify financial disclosures, and communicate analytical insights effectively- Support senior analysts and cross-functional teams in preparing sector outlooks, research publications, and investorpresentations- Contribute to investor presentations with relevant data and analysis- Ensure adherence to CRISIL’s rating methodology, compliance policies, and regulatory standards while maintaining analyticalconsistency, accuracy and quality- Monitor macroeconomic trends and their impact on industries and portfolios under coverage- Identify early warning signals for credit deterioration in covered entities- Collaborate with internal teams to improve analytical tools, databases, and workflow efficiency.
Education
Savitribai Phule Pune University
Master of Arts - MA, Economics & Foreign Trade
Parul University
Master of Business Administration - MBA, Finance
KRT Arts, BH Commerce and AM Science (KTHM) College, Nashik
HSC, Commerce
Maharashtra State Board of Secondary and Higher Secondary Education (MSBSHSE)
SSC
Savitribai Phule Pune University
Bachelor of Commerce, Accounting and Finance
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