Desmond Ramzan

About Desmond Ramzan

Hello everyone, I am currently a Product Owner at SMBC Group, working on digital experiences around account/product onboarding and profile creation. My professional interests center around group development, business process development, financial control, operational control, risk management and cross functional management. My experience spans service, implementation, compliance, product and project management in payments/treasury services domains. I am always up for a challenge or for learning something new, however, work/life balance and hobbies outside of work are fundamentally important to me. Lastly, I believe: If you stop having an interest in what you are doing, it\'s time to move on.

Experience

1. Director, Treasury & Cash Management Product Owner

   SMBC Group

   Jul 2025 — Present · NY, US

Education

• Baruch College

  BBA, Major: Finance and Investments Minor: American Studies

  2005 — 2009

• Baruch College

  MBA, Finance

  2011 — 2014

Skills

• Management
• Team Building
• International Relations
• Microsoft Excel
• Budgeting
• Public Speaking
• Event Planning
• Problem Solving
• Resume Writing
• Microsoft Word
• Business Strategy
• Financial Services
• Crm
• Leadership
• Research
• Analysis
• Data Management
• Training
• Sql
• Banking
• Risk Management
• Budgets
• Finance
• Data Analysis
• Strategic Planning
• Microsoft Office
• Customer Service
• Project Management
• Data Marts
• Social Media
• Business Analysis
• Financial Analysis
• Customer Relations