Derek Andrews

About Derek Andrews

FINANCIAL ANALYSIS ǀ DATA ANAYTICS and PROCESS IMPROVEMENT ǀ CREDIT MANAGEMENT A fintech, commercial banking and payment processing subject matter expert on credit risk management that provides data analysis, data visualization, and risk reporting covering commercial, credit card and consumer loan portfolios. Advanced analytical expertise, a customer-focused mindset, excellent communication skills, attention to detail, and a strong desire automate and improve core business processes while leveraging technical design skills to build new business intelligence data visualization and reporting platforms. Leverages technical design skills to build new BI data visualization and reporting platforms. Proactively identifies opportunities to drive efficiency and generate improved insights into drivers of profitability. Expert level designing and analyzing key performance measures, building predictive forecasts and risk models, and institutionalizing process improvements to workflow systems, policies, procedures, and processes. Substantial customer development and relationship management experience calling on commercial customers with annual revenues between $5 million and $2+ billion. FINANCIAL ANALYSIS Expert analysis of financial statements, tax returns, business models, budgets and forecasts. Builds financial forecast models, planning and variance analysis. Expert application of GAAP accounting principles, FP & A and month end reconciliations. DATA ANALYSIS & REPORTING A strong ability developing predictive financial models and quantitative analysis. Proven ability to organize data into innovative and actionable analytical work designing trend analysis for key performance metrics to provide a holistic view of risk within large functional lines of business. BUSINESS INITIATIVE PROCESS IMPROVEMENT Extensive project management and strategic planning experience building reporting systems and Power BI dashboards. Certified as a Six Sigma Green Belt in process improvement. CORE EXPERTISE: • Financial planning analysis and credit risk management • Data analytics, visualization and reporting • Middle market commercial, consumer and mortgage underwriting • Statistical and financial modeling of KPI metrics and reporting dashboards • FP & A expense management • Advanced Excel,(pivot tables,vLook-ups, DAX formulas, powerpivot), Power BI, Access, & Sharepoint • SQL & SAS data management & reporting • Process management & improvement • Team development and staff mentoring

Experience

1. Sr Credit Risk Portfolio Manager Airlines

   Elavon

   May 2021 — Present · US

   Develops monitoring/performance metrics dashboards that includes trend analysis, forecasting, and identification of KPI’s using SQL, Power BI and advanced Excel tools. • Implements credit risk management strategy for the Airline portfolio and delivers effective reporting of monthly and quarterly compliance reports. • Collaborates with credit underwriting and credit support, credit administration, legal and compliance, analytics teams, product, and revenue producers to ensure compliance with applicable laws, regulations and corporate policies and procedures. • Leads portfolio performance presentations for senior and executive leadership. Directs contract negotiations on behalf of Credit Risk.

Education

• Indiana University Bloomington

  BS, Finance

• Villanova University

  Six Sigma Certification

• University of San Francisco

  MBA program; MBA, Finance and Banking