Dennies Vargheese
Sustainability Evangelist | Enterprise Risk Management | 0 to 1 startups
- Role
- Chief Risk Officer (CRO) at evfin
- Location
- Bengaluru, KA, IN
- LinkedIn followers
- 500 followers
About Dennies Vargheese
Comprehensive experience of the Retail Finance Industry for 25 years; with expertise in risk, credit, sales, product, strategy, compliance, operations & collections. Currently developing Fintech products on digital lending, debt management, RPA(Robotic Process Automation).Products handled in Top 20 & Tier 2 and below markets- Vehicles (New & Used Cars, ICE & Electric TW, Commercial Vehicle - New & Used, Tractor)- Unsecured : Credit Cards, Student & Early Salary, Consumer Durables, PL, BL, Microfinance- Mortgages : Loan Against PropertyGood understanding of Tier 2 and below markets.Proven track record of Credit Risk Management, analytics | setting up new business and scaling existing businesses | product development | P&L management.As a fintech enthusiast, experience in conceptualizing & developing digital customer journeys in partnership with tech partners, bureau, & customer service vendors; enabling credit decisions in <1 minute, disbursals in <2 hrs, opex <2%, bounce rates <10%.
Experience
Chief Risk Officer (CRO)
Jan 2023 — Present · Bengaluru, IN
Building the First Electric Vehicle financing focused NBFC in India.
Education
Amrita School of Business
PGDBM (Post Graduate Diploma in Business Management), Finance and Marketing
1997 — 1999
Indian Institute of Management, Calcutta
MDP - Mangerial Leadership and Team Effectiveness, Management
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