Dennis Brown

About Dennis Brown

With more than 70 years of combined experience, my team, The Kral, Brown, Tuzza & Juliano Group, has focused on working with retirement benefit plan sponsors to design and service all types of 401(k) plans. Working in a consultative capacity, with the support of a talented, knowledgeable and skilled team of professionals, we enjoy working with employers to help employees invest for retirement in a way that makes sense for them, while increasing the overall effectiveness of the company\'s retirement benefit plan. Defined contribution arrangements, primarily 401(k) and profit sharing plans, are essential retirement savings vehicles for American workers. While these plans are extremely valuable benefits for employees, from the plan sponsor\'s perspective, they can be complex and time-consuming to manage. Making a defined contribution plan work for your employees requires good plan design, administration, communication and education. I am qualified to offer guidance on tailoring investment menus to an organization\'s specific needs, as well as providing long-term investment support. Equally important, we can help you design effective programs to educate employees and encourage plan participation. It brings me great satisfaction to support the sponsors of plans that started small, have grown and thrived. Company retirement plan sponsors and participants can benefit from our team\'s vast knowledge in the retirement plan industry. My service philosophy consists of assisting you in assessing, analyzing and addressing the specific needs of your plan to maximize its value to your company and its employees. This includes helping to manage fiduciary risk, minimizing plan expenses, streamlining investment selection, and educating plan participants on a variety of different topics that will hopefully lead to financial success and achieving their life goals.

Experience

1. Senior Financial Advisor, Senior Vice President

   Merrill Lynch

   Dec 1995 — Present

   I have been with Merrill Lynch Wealth Management since 1994. My career advanced to Senior Financial Consultant in Vice President in 2006, and First Vice President - Wealth Management in 2010. For 20 years, I have worked with employers and plan participants to build successful retirement plans. My passion and significant experience for the retirement plan business has earned me the title of Retirement Benefits Consultant at Merrill. I am an active member of the Merrill Lynch Retirement Group FA Advisory Board and have earned the C(k)P® Certified 401(k) Professional designation through TRAU, The Trusted Retirement Advisor University at Anderson School of Business at UCLA-C(k)P® is a registered trademark of The Retirement Advisor University, Inc.

Education

• Loyola University Maryland

  Bachelor's Degree

  1988 — 1989

• Fairfield College Prepatory School

  High School Diploma/GED

  1984 — 1985

Skills

• 401k Advisor
• Retirement Benefits Advisor
• Wealth Management Consultant