Denise Panza

WORK HISTORY

EDUCATION

SKILLS

ABOUT DENISE PANZA

Bringing over 28 years of mortgage banking experience from purchases, refinances and investment properties to commercial financing. Licensed in New York, Connecticut, Massachusetts, New Jersey, Virginia, Texas, Georgia, North Carolina, South Carolina, Ohio, Tennesse, Florida, Rhode Island and Pennsylvania! Throughout my career, I have worked one-on-one with many families, homeowners and Realtors alike. I have always put their best interests first!I enjoy a reputation for being a very hard-working, intelligent, and industrious individual. My motivation is to completely utilize my accumulated experience and knowledge to the fullest extent possible, becoming an invaluable asset to my clients and business partners. My clients consider me a trusted friend and a valued part of their extended family. Quite honestly, that\'s the greatest compliment they can ever pay me. It\'s also the expectation that I set for myself with every client, every time.You can call or text me at (20••••••45, or email me at d•••••@totalmortgage.com. Specialties: Although I am experienced in many areas of Real Estate and mortgage financing, I love working as a Loan Officer with First-Time Home Buyers. Your Loan Officer should be your first stop in the home buying process to make sure you can qualify for the mortgage you need for the house you want. From contract to close I\'m there every step of the way!First-time HomebuyersJumbo LoansReverse MortgagesFHA Loans & StreamlinesFHA 203(k) & Conventional Rehab LoansConventional LoansVA Loans & LoansUSDA LoansConstruction LoansResidential Home Loan NMLS# 16446\"Equal Housing Lender\"Total Mortgage Services, LLC. NMLS #2764