Denise Gray

Director, Regulatory Programs, Personal Lending @CIBC

Toronto, CA
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jan 2026 — Present

Director, Regulatory Programs, Personal Lending @CIBC

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Toronto, ON, CA

Driving mortgage policy strategy with a focus on emerging trends, innovation, and effective delivery to support business goals and evolving market needs.

EDUCATION

N/A

Toronto Metropolitan University

Bach. Applied Arts, Marketing

N/A

University of Toronto

Graduate School, Sustainability & Social Impact

SKILLS

Business PlanningPaymentsBusiness Relationship ManagementMarketingMarketing CommunicationsSdlcCredit CardsB2bRelationship ManagementMergers & AcquisitionsB2b MarketingNegotiationLoyalty ProgramsManagementP&L ManagementPortfolio ManagementAccount ManagementStrategic Partnerships

ABOUT DENISE GRAY

Specialties: Partner Management, Loyalty Program Management, Consumer Engagement/Behaviour, Pricing Negotiations, Marketing Communications Online/Offline

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Denise Gray — Director, Regulatory Programs, Personal Lending at CIBC in Toronto, CA | Unifers