Deepak Sharma

About Deepak Sharma

Hello Folks, I am a detail-oriented finance professional currently serving as an Operations Executive (Accounts) at Mahindra Rural Housing Finance Limited. With a solid academic foundation in M.Com (EAFM) and practical experience in financial operations, I am now focusing on transitioning into Credit Underwriting and Disbursement-related job roles in NBFC. Everyday activities that are followedCash Management & MIS: Experienced in secure cash handling and preparing daily financial summaries to support regional branch operations, maintaining precise MIS reports for daily collections. Technical Proficiency: Advanced skills in Microsoft Excel, Word, and Power BI to drive data-driven decision-making. Operation & Credit Risk Awareness: Developed a strong understanding of CIBIL reports, KYC checking, loan application reviews, and NACH Activation through my tenure at SK Finance as an operations executive (Login & Disbursement). Communication & Co-Ordination: Co-ordination among Admin, IT, Sales, Collection, & Legal Team. Effective Customer Handling and providing solution-oriented results to customers. In a nutshell, I am a quick learner who thrives on analytical challenges. Having built a foundation in mutual funds and financial literacy, I am eager to leverage my skills to ensure high-quality credit processing and efficient disbursement operations. This is my journey so far. Thank you!Let\'s connect with me. 🤝 Name: Deepak Sharma Mail- s••••••••@gmail.com Location: AjmerContact No:+91••••••••83

Experience

1. Operation Executive Accounts

   Mahindra Home Finance

   Oct 2025 — Present

   Branch Operations Management: Manage end-to-end daily branch operations, ensuring smooth execution of cash transactions, customer handling, and internal processes while adhering to company policies, RBI guidelines, and internal compliance standards. Cash & Transaction Control: Oversee cash management activities like cash receipts, disbursements, reconciliation, and vault management to ensure zero discrepancies and accurate daily balancing of branch cash and system entries. Loan Processing & Documentation: Support housing loan processing by verifying customer documentation, maintaining accurate records, coordinating with credit teams, and ensuring all loan files meet prescribed lending and audit requirements prior to disbursement. Disbursement & Post-Disbursement Support: Assist in timely loan disbursements by coordinating with sales, credit, and operations teams, while ensuring proper documentation, system updates, and post-disbursement compliance checks. Reporting & MIS Preparation: Prepare and maintain daily, weekly, and monthly MIS reports related to branch operations, cash position, loan files, collections, and customer interactions for management review and audit purposes. Customer Service & Query Resolution: Act as a key point of contact for customers by addressing operational queries, payment-related concerns, and documentation issues, ensuring a positive customer experience and maintaining service quality standards. Inter-Department Coordination: Worked closely with operations, credit, sales, and collections teams to ensure smooth coordination and quick issue resolution. Supported loan sourcing, customer onboarding, documentation, and EMI tracking to maintain operational efficiency and portfolio quality.

Education

• Vardhman Mahaveer Open University

  Rajasthan state certificate in Information Technology (RS-cit), Rs-Cit (Basic computer knowledge

  2013

• St. Paul's school, Ajmer

  10th

  2013

• Samrat Prithviraj Chauhan Government College Ajmer

  Bachelor of Commerce - BCom, A

  2015 — 2018

• Samrat Prithviraj Chauhan Government College Ajmer

  Master of Commerce , Economic and Financial management

• St. Pauls School

  12th, Commerce -computer science

  2015