Deepak Porwal

About Deepak Porwal

Fincrime Analyst with 4 years of expertise in AML, KYC, and enhanced due diligence…

Experience

1. Senior Fincrime Analyst

   NatWest Group

   Oct 2024 — Present · Gurugram, IN

   Conducted thorough KYC investigations for individual and business customers, ensuring compliance with non-face-to-face banking and remediation (SIL-R) requirements, which helped maintain service integrity.* Reviewed and verified customer identities, documentation, and sources of funds utilizing both internal and external verification tools, ensuring strict adherence to FCA, AML, and internal risk standards.* Analyzed customer profiles, behavioral patterns, and financial histories to assess repayment capacity and identify potential financial or reputational risks.* Monitored and investigated historical and ongoing transactions to detect and prevent money laundering, fraud, and other criminal activities, significantly reducing financial crime exposure.* Processed account openings (current, savings, loan, and business accounts) via paper-based and digital applications, ensuring complete KYC documentation and compliance during onboarding.* Reconciled bank liability accounts and investigated transactions for diverse client types (personal, business, asylum seeker, refugee, and high-risk), escalating suspicious activity to mitigate risks.* Submitted Suspicious Activity Reports (SARs) through IMLSR and referred AML-related transactions to specialist teams, facilitating timely action against potential fraud or financial crime cases.* Collaborated with the Onboarding Department to streamline the client onboarding process, ensuring adherence to sanctions screening, PEP checks, and risk appetite frameworks, enhancing operational efficiency.* Supported process improvements and ensured the timely completion of cases with high accuracy, consistently meeting quality KPIs to contribute to better overall team performance.