Dinesh Aggarwal
PAYTM - DGM- Digital Lending (Merchant & PL) - Policy, Portfolio & Risk Management, Collection Analytics, Loss Projections (GCL, NCL), Data/Risk Modelling. AOP (Annualised operating Plan)
- Role
- Dgm at Paytm
- Location
- Delhi, DL, IN
- LinkedIn followers
- 500 followers
About Dinesh Aggarwal
A competent professional with 10+ years of overall experience in Financial Industry – Experience in Digital Lending, Policy & Risk Management, Portfolio Management, Collection Analytics, Dealer Management, Cohort Analysis.• Working as Senior Manager – Digital Lending: Risk Management – Lending group PAYTM• Own Product-specific Expected Credit Loss (ECL) policy for Merchant Lending & Personal Loans.• Portfolio Management of more than Cr. and reporting it to Senior Management. • One of the core members of starting team in Autotrac Finance Limited (ITL), implemented Risk policies, Trade Advance Policies, Dealer due diligence, Collection Analytics.• Establishing credit controls and measuring the performance, of dealers, basis different funds parameters and following up with the action triggers, so as to maintain the hygiene for the financiers and ITL.• Instrumental in implementing systems & procedures which contribute towards improved financial performance, heightened productivity, and enhanced internal controls.• Strong business acumen professional with a PGDM focused in International business, Marketing and Finance from Fore School of Management.
Experience
Dgm
Jun 2025 — Present · Noida, IN
Digital Lending - Merchant Lending, Policy, Risk & Portfolio Management. Loss Projections (GCL & NCL), Data ModellingCollection Analytics
Education
Nanyang Technological University Singapore
Master of Business Administration - MBA, Marketing & Finance
2014 — 2014
Lingya's Institute Of Management & Technology
Bachelor of Engineering (B.Eng.), Electronics and Communications Engineering
2003 — 2007
FORE School of Management, New Delhi
PGDM, Marketing and Finance
2013 — 2015
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