Deb Bhattacharyya

About Deb Bhattacharyya

Payments Transformation Expert with 18+ years of experience driving strategic modernization initiatives across global financial institutions. I operate at the intersection of business strategy, regulatory compliance, and technology execution—leading large-scale payment, ISO 20022, and cross-border transformation programs in highly regulated environments.Recognized as a Payments SME across North America and Europe, with deep expertise in Fedwire, CHIPS, LYNX, TARGET2, SEPA, and SWIFT, including CBPR+ and enterprise-wide ISO 20022 migration programs. I have successfully led cross-functional teams across business, operations, compliance, and technology to deliver resilient, scalable, and future-ready payment ecosystems.I focus on stakeholder alignment, governance, risk management, and measurable business outcomes—ensuring complex transformation programs are delivered on time, within scope, and aligned to strategic objectives.CORE SKILLSPayment Schemes:Fedwire, RTGS, CHIPS, RTP, FedNow, SEPA, TARGET2, SWIFT, Cross-Border Payments, LYNXPayment Platform Expertise:ISO 20022, CBPR+, MT/MX messages, Corporate Banking, Treasury Services, Cash ManagementRegulatory & Compliance:AML, KYC, Sanctions Screening, SAR, CTR, SOX Controls, PSD2, Open BankingBusiness Analysis & Delivery:Requirements Gathering, Gap Analysis, Epics, User Stories, Backlog Management, Agile Scrum, Kanban, UAT, JAD SessionsOperations & Controls:Reconciliation, Exception Handling, Investigations, Payment Workflow Optimization, STP ImprovementVendor & Integration:Volante, ACI Worldwide, Finastra, Fircosoft, Middleware Integration, MQ, Kafka, XML, JSONTools:JIRA, ServiceNow, Confluence, HP ALM, SQL Server, Control-M, MS Visio

Experience

1. Senior Specialist - Business Analysis

   LTIMindtree

   Dec 2024 — Present · NY, US

Education

• ITME

  B.Tech, Engineering

  2003 — 2007

Skills

• Business Analysis
• Swift
• Pl/Sql
• Sanction
• System Testing
• Electronic Cheque Clearing
• Test Management
• Manual Testing
• Core Banking
• Software Project Management
• Requirements Gathering
• Integration Testing
• Software Development Life Cycle (Sdlc)
• Swift Messaging
• Payments
• Payment Card Processing
• Banking
• Payment Systems
• User Acceptance Testing
• Sepa
• Swift Payments
• Gpp
• Oracle
• Requirements Analysis
• Payment Processing
• Sdlc