Debra Hines
Growth Driven * Risk Focused * Mortgage & HELOC Servicing * Accredited Mortgage Professional * Board Member
- Role
- Board Member at Florida Curen
- Location
- Melbourne, FL, US
- LinkedIn followers
- 500 followers
About Debra Hines
I am a senior mortgage and real estate operations leader. My career with Launch has been focused on building scalable, compliant, and high-performing mortgage platforms that support growth while maintaining strong risk and regulatory discipline. In my current and prior leadership roles, I have led processing, underwriting, closing, and servicing teams, overseeing end-to-end mortgage and HELOC operations. I specialize in aligning operational execution with strategic objectives, improving efficiency and strengthening controls, while ensuring high quality outcomes for borrowers and stakeholders.I have a strong track record of developing strong teams, navigating regulatory and audit environments, and driving continuous improvement across portfolios. I bring a practical hands-on approach to risk management, compliance and process optimization.Beyond my professional role, I am actively engaged in board service, contributing my experience and leadership to support organizations and initiatives that strengthen the broader community.Core strengths: Mortgage & HELOC Servicing | Operations Leadership | Risk Management | Compliance | Team Development | Process Improvement | Regulatory Exams | Portfolio Growth
Experience
Board Member
Jul 2022 — Present · US
Vice President and Social Media Director for the Board. Supporting our credit unions with our mission of people helping people. Volunteer.
Education
Eau Gallie High School
Diploma
Skills
- Banking
- Risk Management
- Portfolio Management
- Loans
- Credit Risk
- Retail Banking
- Loss Mitigation
- Residential Mortgages
- Loan Origination
- Fha
- Mortgage Underwriting
- Mortgage Lending
- Process Improvement
- Underwriting
- Management
- Team Building
- Consumer Lending
- Credit
- Credit Analysis
- Customer Service
- Sales Management
- Sales
- Commercial Banking
- Coaching
- Finance
- Financial Services
- Training
- U.s. Federal Housing Authority (Fha)
- Leadership
- Relationship Management
- Mortgage Banking
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