Debra Costa

About Debra Costa

Will your company be adequately covered by insurance in the event of a loss? The last…

Experience

1. Senior Vice President, Vintner Practice Leader

   Heffernan Insurance Brokers

   Apr 2001 — Present

   As a Commercial Lines Insurance Broker and Vintner Practice Leader, I help business owners and executives effectively navigate through the challenges of obtaining cost-effective insurance solutions in a disrupted insurance marketplace.At Heffernan, we offer a no-cost risk assessment that identifies coverage gaps and overcharges. We begin with interviews with the ownership and management teams and then do a thorough assessment of coverage and policy wording. We review your hiring templates, policies, procedures, and safety and wellness programs. Then, we analyze your claims to pinpoint problems and identify possible solutions. During the review process, we begin implementing services to decrease claims. Our focus is on improving safety, reducing the risk of loss, and lowering your insurance costs.Heffernan offers: The most comprehensive coverage options with the best pricing Access to specialized programs and alternative risk financing solutions Loss control Claims management assistance Risk Reviews Access to technology to assist in the insurance arena And moreSince its founding in 1988, Heffernan has remained employee owned and has grown revenue to over $200 million through primarily organic growth, along with strategic acquisitions. Heffernan is consistently ranked as one of the nation’s largest independent insurance brokerage firms, as well as named on the insurance industry’s ‘Best Places to Work’ lists. Heffernan is also known for its commitment to philanthropy. Since 2003, Heffernan has been named a ‘Top Corporate Philanthropist’ and has donated over $22 million to various charities in the communities where we live and work. Visit Email D•••••@heffins.comI invite you to review some of our multimedia below and learn how we can help you.Specialties: Property Insurance | Workers\' Compensation | Client Services | Insurance Carriers | Broker

Education

• California State University-Northridge

  Bachelor of Arts

Skills

• Casualty Insurance
• Business Interruption and Dependent Properties
• Claim
• Earthquake & Flood
• Workers Compensation
• Product Recall
• Directors & Officers Liability
• Benchmarking
• Business Development
• Legal Liability
• World Class Customer Service
• Employment Practices Liability
• Credit Insurance
• Directors and Officers Liability Insurance
• Captives
• Management
• Inventory Protection
• Risk Based Audits
• Customer Service
• Liability
• Public Speaking
• Transit
• Crop Insurance
• Professional Liability
• Contract Management
• Automobile Liability
• New Business Development
• Liability Analysis
• Commercial Insurance
• Leadership