Debjata Chaudhuri

About Debjata Chaudhuri

With a Master’s in International Business Economics and Finance from Gokhale Institute of…

Experience

1. Senior Data Scientist

   Experian

   Jan 2024 — Present · Mumbai, IN

   Custom Acquisition Scorecards: Developed and monitored acquisition and collection scorecards for top private and publicsector banks, NBFCs, and FinTechs across various products (Home Loan, Personal Loan, Credit Cards). Conductedcomplete ECL modeling and validation/recalibration of scorecards, ensuring compliance with client KPIs (KS, GINI, PSI)for New to Bureau and Existing to Bureau segments• Consumer Bureau Score V4: Led the development of Experian Consumer Credit Score V4. Achieved GINI upliftment of 11%over V3 (final GINI – 81%), KS upliftment of 6%(final KS – 66%)• Mule Risk Indicator Model: Developed Mule Risk model for CASA base for top private banks, using Bureau andalternate data, which predicts the likelihood of an individual being a mule at the time of opening a CASA account. Thetop 5% population had a Mule capture rate of 35%• Client Engagement and allied activities: Tailored custom solutions to address client business problems through severalPOCs, swap-in /swap-out analysis, to highlight the efficacy of several Bureau exclusive assets. SPOC for clients,compliance and RBI audit for Consumer Bureau score

Education

• University of Calcutta

  Bachelor of Science - BS, Economics

  2014 — 2017

• Gokhale Institute of Politics and Economics

  Master of Arts, International Business Economics and Finance

  2017 — 2019

• Delhi Public School, Ruby Park

  Science

  2012 — 2014