Debi Dash

Credit & Risk Management | Agri- SME- Microfinance Lending | MFI Operations | Internal Controls & Audit

Role
Head Credit - Kcc- Agriculture and Rural Lending at Dcb Bank
Location
Hyderabad, TG, IN
LinkedIn followers
500 followers

About Debi Dash

Seasoned financial services professional with over 20 years of experience in credit appraisal, risk management, and operational audit across SME, agri, and microfinance domains. Proven track record in developing credit strategies, leading cross-functional teams, and implementing robust governance frameworks to ensure portfolio quality and regulatory compliance.Gold Medalist in Post-Graduation in Commerce with MBA in finance. Technically proficient in MS Excel/ Word, Excellent communication in English, Hindi, Odiya and Telugu (Speaking) Strong teamwork and multi-tasking skills.

Experience

  1. Head Credit - Kcc- Agriculture and Rural Lending

    Dcb Bank

    Sep 2013 — Present · Hyderabad, IN

    Lead – Credit, Rural Lending & Risk Strategy • Directed credit risk strategy for rural and agri lending portfolios, ensuring asset growth aligned with business goals.• Developed and updated credit policies for rural assets, streamlining processes to meet regulatory standards.• Reviewed and approved large exposure proposals, minimizing delinquencies through sound credit decisions.• Mentored regional credit teams, fostering professional development and service excellence.• Oversaw portfolio reviews, compliance checks, and internal audits to maintain credit hygiene.• Collaborated with business, tech, and compliance teams to digitize credit risk assessment and loan disbursement.• Conducted market visits to identify growth opportunities and strengthen client relationships.

Education

  • IGNOU, Delhi

    Master in Business Management

  • BERHAMPUR UNIVERSITY, Berhampur, Orissa

    Post Graduation in Commerce

Find verified contacts for anyone on LinkedIn

Unifers gives sales teams verified emails and direct dials, enriched profiles, and outreach that lands in the inbox.

Free plan included · No credit card required

This profile is compiled from publicly available professional sources. Unifers is not affiliated with or endorsed by LinkedIn. Request removal of this profile.

Debi Dash — Head Credit - Kcc- Agriculture and Rural Lending at Dcb Bank in Hyderabad, TG, IN | Unifers