Debi Dash
Credit & Risk Management | Agri- SME- Microfinance Lending | MFI Operations | Internal Controls & Audit
- Role
- Head Credit - Kcc- Agriculture and Rural Lending at Dcb Bank
- Location
- Hyderabad, TG, IN
- LinkedIn followers
- 500 followers
About Debi Dash
Seasoned financial services professional with over 20 years of experience in credit appraisal, risk management, and operational audit across SME, agri, and microfinance domains. Proven track record in developing credit strategies, leading cross-functional teams, and implementing robust governance frameworks to ensure portfolio quality and regulatory compliance.Gold Medalist in Post-Graduation in Commerce with MBA in finance. Technically proficient in MS Excel/ Word, Excellent communication in English, Hindi, Odiya and Telugu (Speaking) Strong teamwork and multi-tasking skills.
Experience
Head Credit - Kcc- Agriculture and Rural Lending
Sep 2013 — Present · Hyderabad, IN
Lead – Credit, Rural Lending & Risk Strategy • Directed credit risk strategy for rural and agri lending portfolios, ensuring asset growth aligned with business goals.• Developed and updated credit policies for rural assets, streamlining processes to meet regulatory standards.• Reviewed and approved large exposure proposals, minimizing delinquencies through sound credit decisions.• Mentored regional credit teams, fostering professional development and service excellence.• Oversaw portfolio reviews, compliance checks, and internal audits to maintain credit hygiene.• Collaborated with business, tech, and compliance teams to digitize credit risk assessment and loan disbursement.• Conducted market visits to identify growth opportunities and strengthen client relationships.
Education
IGNOU, Delhi
Master in Business Management
BERHAMPUR UNIVERSITY, Berhampur, Orissa
Post Graduation in Commerce
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