Debdulal Karmaker Kpmg

Quality Assurance - Senior Analyst - Financial Crime and Risk Management (Aml Atf, Sanctions & Abac) @TD

Toronto, ON, CA
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jul 2025 — Present

Quality Assurance - Senior Analyst - Financial Crime and Risk Management (Aml Atf, Sanctions & Abac) @TD

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Toronto, ON, CA

The Senior Analyst, FCRM Testing QA is a key member of TD Bank’s Financial Crimes Risk Management (FCRM) Enterprise Testing Team, which sits within the second line of defense. This role plays a critical part in ensuring that TD Bank’s AML, Sanctions, and Anti-Bribery/Anti-Corruption (ABAC) control testing is performed accurately, consistently, and in alignment with regulatory expectations.Key Responsibilities : Execute Quality Assurance (QA) Reviews:Independently perform QA reviews of AML, Sanctions, and ABAC control testing engagements.Adhere to formalized QA procedures and a risk-based, sample-driven testing approach.Analyze and Report Findings:Conduct complex analysis of testing procedures, sapmpling methodologies, test steps/approach to ensure that test steps covered all key controls to mitigate key risks across business lines and prepare detailed reports to enhance testing effectivenress. Identify weaknesses or inconsistencies and recommend enhancements to control effectiveness.Regulatory & Risk Expertise:Apply deep knowledge of financial crime regulatory requirements (AML/ATF, Sanctions, ABAC).Understand the role of controls in managing risk and use this to assess and recommend improvements.Leadership and Collaboration:Lead certain QA engagements end-to-end and serve as a subject matter expert (SME).Provide coaching or education to colleagues and contribute to cross-functional initiatives.Coverage - Technology & IT Testing, Financial Intelligence Unit (FIU) Testing and Business Lines Testing including TD Securities Global Operations.

EDUCATION

N/A

Harvard Extension School

Certification , Exercising Leadership

2015

Certified Public Accountant (CPA)

Certificate in Forensic Accounting

N/A

Columbia University

Executive Education - Business Strategy

2020 — 2020

University of Pennsylvania

Business Analytics

2005 — 2008

ACCA

ACCA, Accounting, Audit, Finance

N/A

Indian Institute of Management, Calcutta

Executive Education, Managerial Excellence

N/A

Banaras Hindu University

Bachelor of Commerce - BCom, Accounting

N/A

Association of Certified Anti-Money Laundering Specialists (ACAMS)

Fighting Modern Slavery and Human Trafficking Part - 1 and 2

1995 — 2002

The Institute of Chartered Accountants of Bangladesh (ICAB)

Chartered Accountant

2005 — 2008

Oxford Brookes University

Bachelor of Applied Science - BASc

2020 — 2020

University of Pennsylvania

Business Foundation Program

2019 — 2019

Toddington International Inc.

E-Learning Graduate: Using Internet as an Investigative Research Tool -Modules 1 to 4, Financial Forensics and Fraud Investigation

ABOUT DEBDULAL KARMAKER KPMG

An outstanding authentic leader in the areas of Finance, Internal Audit, Accounting, Reporting, Analysis, Decision Support, M&A, Strategy, Risk Management, AML,/ATF (BSA Risk Assessment), ABAC, Sanctions, IT Security and Cyber Security ( SOC2, ISO27001, NIST Cyber Security, GDPR frameworks, NASA Cyber Security Policies) with wealth of experiences across FMCG, Telecommunication, Oil & Gas, and Banking industries. Passionate about astounding financial management with top line and bottom line growth delivery - crafting and executing strategies, productivity enhancement, technology driven efficiency, massive process simplification, setting up key Financial and Non-Financial Controls, Governance instruments and Framework, Innovation of products/services along with tracking Brand Health Tracker, Customer service, recruitment and Team development and sustainability with a focus to create surplus for the customers and sustainable values for shareholders, employees and society. I had the opportunity to execute E&Y led Compliance Maturity Model and Risk Maturity Model at Robi Axiata including Action plans to reach Matured status in Ethics and Integrity and Risk Management. I rolled out Section 17 A of Malaysian Anti Corruption Commission Act which imposes personal liability on the Directors and implemented adequate procedures including educating the Board and Executive Directors. Adequate procedure execution is a pre-requisite for the judiciary to relieve Directors from personal liability in the event of any criminal incident. I provide profound support to the management by enabling finance led and data driven decision making, collaboration and business partnering, sharp and gradual growth agenda befitting both top-line and bottom-line aspirations, waste management and stakeholder engagement. My sharp and in-depth expertise in risk management further complements my delivery in finance, controls and sustainable business growth.I am very passionate in the personal and professional development of my team and remain dedicated to social causes. I maintain astute focus on my delivery and consistently upgrade my knowledge through continuous learning and participating in executive education from world-class business schools.

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Debdulal Karmaker Kpmg — Quality Assurance - Senior Analyst - Financial Crime and Risk Management (Aml Atf, Sanctions & Abac) at TD in Toronto, ON, CA | Unifers