Thomas Davis

About Thomas Davis

I build AI-driven products that protect billions in cloud revenue and stop fraud at global scale-As Principal Product Manager at Microsoft, I lead cross-functional teams spanning engineering, data science, and finance to design ML systems that safeguard Azure & M365 services. My strategy has delivered $700M+ in loss reduction and $174M in incremental revenue, while advancing Microsoft’s global AI risk platform. I thrive at the intersection of technology, product strategy, and measurable business outcomes, turning complex data into enterprise growth.

Experience

1. Principal Product Manager - Payment Risk & Ai Safety

   Microsoft

   Jan 2022 — Present · Denver, CO, US

   Lead AI product strategy for Microsoft’s commerce risk platform, preventing $3B in fraud loss and unlocking $174M in annual revenue across Azure, M365, Xbox, and global stores.Automate dispute resolution using AI-driven risk signals and decisioning, eliminating manual review for 650K+ disputes annually and delivering $276M in cost savings.Build strategic partnerships across engineering, data science, finance, legal, 400+ internal product teams and third-party cloud providers, driving adoption for Microsoft’s unified risk platform.Re-imagine Microsoft’s billing and payments journey with Threshold Billing, applying dynamic Payment Authorization and predictive AI to improve payment capture, and reducing revenue loss by $60M annually.Create trust-preserving customer engagement pathways and data-driven feedback loops, reducing unnecessary friction and generating $120M in annual revenue growth.Build cross-functional alignment with business, finance, legal, engineering, and data-science teams to define OKRs and performance metrics, ensuring every AI product initiative delivered clear financial and strategic outcomes.Built cross-functional alignment with business, finance, legal, engineering, and data-science teams to define OKRs and performance metrics, ensuring every AI product initiative delivered clear financial and strategic outcomes.Position Microsoft as a payments & AI risk leader, balancing growth, compliance, and frictionless customer experience.

Education

• Utica University

  Master of Science, Economic Crime Management

  2010 — 2012

• Metropolitan State University of Denver

  BS, Accounting

  2008 — 2009

Skills

• Internal Audit
• Computer Forensics
• Interviews
• Aml
• Conference Coordination
• Investigation
• Interigation
• Litigation Support
• Economic Crime
• Criminal Investigations
• Dlp
• Corporate Security
• Vulnerability Assessment
• Fraud
• Certified Fraud Examiner
• Surveillance
• Audit
• Law Enforcement
• Interviewing
• Enterprise Risk Management
• Data Loss Protection
• Intelligence
• Evidence
• Information Technology
• Cfe
• Bank Secrecy Act
• Project Management
• Forensic Accounting
• Cybercrime
• Auditing
• Firearms
• Risk Management
• Criminal Law
• Forensic Analysis
• Tax
• Digital Forensics
• Accounting
• Internal Controls
• Fraud Detection
• Police