David Washington
Financial Composite Data Analyst @National Automobile Dealers Association (NADA)
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WORK HISTORY
Financial Composite Data Analyst @National Automobile Dealers Association (NADA)
Tysons Corner, VA, US
EDUCATION
The University of Toledo
Bachelor of Business Administration (BBA), Finance, General
SKILLS
ABOUT DAVID WASHINGTON
Commercial Credit Analyst with 5+ years of experience supporting commercial and business lending decisions across regulated financial institutions. I specialize in commercial credit underwriting, SBA loan review, and portfolio risk management, with a strong track record of evaluating multi-million-dollar credit exposure while ensuring policy and regulatory compliance.Currently, I support business lending at Navy Federal Credit Union, underwriting 40–60 business credit applications per month, including business credit cards, commercial vehicle loans, and business lines of credit. My role involves in-depth financial statement analysis (P&L, balance sheets, cash flow, tax returns), collateral evaluation, and risk assessment to support sound credit decisions.Previously, I’ve worked across SBA 504 lending, commercial loan processing, appraisal underwriting, and loan operations, partnering closely with credit officers, relationship managers, operations teams, and compliance stakeholders. I’m known for my attention to detail, data accuracy, and ability to clearly communicate complex credit decisions to both internal teams and business owners.Core strengths include:• Commercial & Business Credit Analysis• SBA Loan Review & Underwriting• Financial Statement & Cash Flow Analysis• Credit Risk Assessment & Portfolio Monitoring• Loan Operations, Compliance & Documentation• Salesforce, SharePoint, Excel & ReportingI’m interested in opportunities within commercial banking, SBA lending, and business credit where I can continue supporting high-quality credit decisions, portfolio health, and organizational growth.
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