David Zicopula

About David Zicopula

Whether you are a small business owner or an individual, I\'m passionate about making sure that you are using your dollars as effectively as possible. In my 10 years of finance experience, I\'ve seen countless businesses and individuals struggle with knowing how to make the right decisions and where to go for individualized advice specific to them and/or their business. They work with multiple financial companies at any given time but do not know how to effectively manage them all and how to make them work together. I help them take a holistic view and identify any overlaps and gaps and show them unique and alternative ways to remove those overlaps and fill the gaps. I make sure that they have the proper financial and legal protection in place so that they can have financial confidence.Planning for small business owners:Running your small business can be challenging to say the least. You have to be able to wear many hats and do things that are not what you are good at. You have to balance the bottom line with making sure that your customers and employees are happy. How can I help you-Employee Benefits Programs-Employee Loyalty Programs-Employee EducationPlanning for Divorcees and Blended Families:Planning for divorcees and blended families can be complicated. There are multiple families involved and additional layers that do not exist with a traditional family. Families can have additional problems and complications with the premature or natural passing of a parent if the proper planning has not been done beforehand. How Can I Help You-Cash Flow Coaching/Budgeting-Protection Analysis-Employee/Employer Benefits Analysis-Estate Planning-Tax-Efficient Strategies -Retirement PlanningProducts and Services-Cash Flow Coaching/Budgeting-Life Insurance-Disability Insurance-Long Term Care Insurance-Supplemental Insurance (Hospital, Accident, Cancer, Critical Care)-Education

Experience

1. Area Director

   BNI Global

   Jun 2025 — Present

Education

• University of Minnesota-Twin Cities

  BA, Business

  1995 — 2001

Skills

• Iras
• Budgets
• Life Insurance
• Finance
• Disability Insurance
• Small Business
• Credit
• Sales
• 401k
• Succession Planning
• Series 7
• Long Term Care
• Long-Term Care
• Retirement Planning
• Strategic Financial Decision Making
• Management
• Business Development
• Wealth Management
• Time Management
• Employee Benefits
• Retirement
• Portfolio Management
• Loans
• Financial Services
• Investments
• Health Insurance
• Financial Planning
• Annuities
• Financial Analysis
• Business Networking
• Financial Decision Making
• Banking
• Mutual Funds
• Business
• Risk Management
• Insurance
• Securities
• Estate Planning
• Public Speaking
• Leadership