David Robach

Retail Lending Credit Officer @Independent Bank

Rockford, MI, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Jan 2019 — Present

Retail Lending Credit Officer @Independent Bank

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Rockford, MI, US

Retail Credit Officer, Retail Loan Sales Trainer, Manage Consumer Loan Compensation reporting, Administer Moodys Training Program for all new Consumer Loan Officers

EDUCATION

1998 — 1999

Grand Valley State University

Graduate level business courses

1982 — 1986

Aquinas College - Grand Rapids

BA, Political Science, Business Minor

SKILLS

Mortgage BankingUnderwritingMortgage LendingCommercial BankingSmall Business LendingFinancial AnalysisPortfolio ManagementLoansMicrosoft ExcelCreditExcelBankingCredit AnalysisConsumer LendingReal EstateLoan OriginationFinance

ABOUT DAVID ROBACH

32+ years of banking experience including the last 26+ years originating and underwriting real estate and non-real estate loans while providing sales training. Currently I:* Administer a retail loan sales training program which occurs on a quarterly basis for new loan officers.* Manage the Moodys Consumer Loan Training Program for new retail loan officers.* Decision all retail loans and provide various types of loan support to our loan processors and loan officers.* Prepare monthly reports on consumer loan compensation.* Contribute analytical support for monthly President/Chairman’s Club reports.Our tremendous teamwork contributed to a 33% increase from 20••••22 and also drove a 20% increase in loan volume - 20••••22. We were 15% over our maximum goal in 2022 with the same level of superior customer service.Community Involvement:* Rockford Rotary since 2003-President 20••••08 and a Director for 14 years. 2025/2026 Strategic Planning Team, Duck race treasurer* Usher at Our Lady of Consolation church,* Neighborhood association board member thru March 2025* Junior Achievement volunteer * Previously a youth coach in the Rockford area.* Member of Rockford Chamber of Commerce since 2003

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