David Beach
Executive Director | Senior Manager | Expert in Operational Risk Management, Governance & Compliance | Regulatory Engagement | Strategic Initiatives | BSA/AML | Third Party Risk Management
- Role
- Risk Manager - Rcsa and Change Management at Discover
- Location
- Charlotte, NC, US
- LinkedIn followers
- 500 followers
About David Beach
Strategic leader with over 15 years of experience in operational risk management, governance, and regulatory compliance within the banking and financial services sectors. Proven track record in leading high-performing teams, driving risk management programs, and aligning business objectives with risk mitigation strategies. Expertise in regulatory compliance (CFPB, OCC, FRB), fraud risk management, and developing governance frameworks that optimize risk management processes. Adept at fostering cross-functional collaboration and ensuring operational excellence, I am committed to delivering impactful risk solutions in complex financial environments.
Experience
Risk Manager - Rcsa and Change Management
May 2025 — Present · Charlotte, NC, US
Risk Framework Integration: Led Discover/Capital One integration efforts, leading RCSA and Change Management assessments across CARD, Personal Loans, Collections and Recovery portfolios. • Advisory Leadership: Advised senior leaders on integration risk, control alignment, and governance enhancements to ensure regulatory compliance and sustainable risk management. Partnered cross-functionally to harmonize risk frameworks, identify control gaps, and recommend remediation strategies aligned with enterprise risk appetite. Delivered executive level risk insights to support regulatory readiness and integration decision making.
Education
Gardner-Webb University
Master of Business Administration - MBA
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