David Mitchell
AI Product Strategy Leader | Commercial Lending + GenAI | Banking Workflow & Intelligence Platforms
- Role
- Applied Ai Banking at Moody's Analytics
- Location
- Charlotte, NC, US
- LinkedIn followers
- 500 followers
About David Mitchell
AI product leader specializing in commercial lending and financial services. My background spans commercial real estate banking, workflow automation, and GenAI product strategy across the lending lifecycle — prospecting, onboarding, underwriting, monitoring, and RM productivity.I currently lead AI + Lending efforts at Moody’s Analytics, where I define strategy for agentic systems, credit intelligence, workflow automation, and the intelligence layer underpinning the next generation of lending platforms.I bring a unique blend of:Domain expertise: CRE, C&I, underwriting, credit policy, portfolio managementProduct leadership: Workflow solutions, platform strategy, enterprise SaaSAI capability: Agentic systems, embeddings, MCP, retrieval, orchestration, context engineeringCommercial mindset: P&L orientation from time in frontline banking + product leadership principlesMy focus areas include:Agentic underwriting & risk workflowsRM productivity and deal intelligenceMonitoring intelligence & anomaly detectionWorkflow orchestration across lending functionsUnified intelligence layers for commercial banksLooking to connect with leaders in AI product, financial services strategy, banking transformation, and enterprise AI platforms.
Experience
Applied Ai Banking
Oct 2025 — Present
Leading AI strategy and product direction for commercial lending workflows.Designing agentic systems leveraging embeddings, MCP servers, orchestrated retrieval, and context routing to improve RM efficiency and risk intelligence.Partnering with banks, credit unions, and fintechs to modernize lending platforms and deploy enterprise-grade GenAI solutions.
Education
University of North Carolina at Chapel Hill
Bachelor of Arts (B.A.)
Vanderbilt University - Owen Graduate School of Management
Master of Science (M.S.)
Skills
- Financial Modeling
- Quantitative Analytics
- Financial Analysis
- Investments
- Reo
- Disposition
- Dispositions
- Location Intelligence
- Leadership
- Management
- Microsoft Powerpoint
- Asset Management
- Due Diligence
- Change Management
- Strategy Implementation
- Commercial Real Estate
- Real Estate
- Portfolio Management
- Finance
- Real Estate Economics
- Valuation
- Microsoft Office
- Brokerage
- Real Estate Transactions
- Leases
- Microsoft Excel
- Project Management
- Asset Managment
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