David Lloyd

About David Lloyd

Vice President in Global Financial Crimes Compliance with over 20 years at JPMorgan Chase. I lead AML, KYC, and Sanctions testing initiatives that evaluate control effectiveness, surface material risk, and support governance and regulatory readiness across multiple lines of business.My focus is equipping senior leaders with useful insights by driving clear risk identification before issues become regulatory outcomes. MBA with CAMS and CRCM certifications, plus executive education in Financial Technology through Harvard Business School. Additionally, completed the Accelerated Management Program at the Yale School of Management.

Experience

1. Compliance & Operational Risk Manager

   JPMorganChase

   Sep 2019 — Present

   As a Compliance & Operational Risk Manager in the Specialized Testing division, I lead a team of Testers responsible for conducting Global Financial Crimes Compliance Testing reviews across all lines of busines, Consumer & Community Banking (CCB), Asset & Wealth Management (AWM), Commercial & Investment Bank (CIB), as well as key Corporate Functions. Our mandate is to perform independent assessments of the design and operational effectiveness of controls executed by the business and support functions. These assessments include testing know your customer (KYC) requirements, sanction compliance, and key AML program components, such as transaction monitoring systems, suspicious activity reporting (SAR), customer due diligence (CDD), enhanced due diligence (EDD), and sanctions screening processes, to ensure they meet both internal policy requirements and external regulatory expectations. We execute testing activities to validate compliance with applicable laws, rules, and regulations, domestically and globally, and identify control gaps, weaknesses, or areas requiring remediation. These reviews support enterprise-level risk awareness, inform compliance strategy, and help drive continuous improvement across the firm.

Education

• Southern New Hampshire University

  Master of Business Administration - MBA

  2022 — 2024

• Harvard Business School

  FinTech Certificate

• The University of Texas at Arlington

  Bachelor of Arts (B.A.), Political Science and Government

  2009 — 2012

• Yale School of Management

  Executive Education - Management Program

  2026