David H.

Senior Underwriting & Risk Manager Aml Officer at Payspan @Payspan, Now Part Of Zelis

Jacksonville, FL, US

Manage, maintain, and help implement underwriting tools and processes for ACH and credit card transactions to support internal business applications.Monitor transactional, batch and authorization volume for merchant portfolio(s) and examine for anomalies across Payspan’s enterprise products (ACH/Card/Instant Funding) with a focus on ACH.Identify, detect, and prevent threats through threat pattern monitoring, behavior anomalies and events to prevent fraud and abuse of Payspan’s business applications.Communicate with merchants via email and phone to resolve risk-related questions or to clarify questionable activity.Complete risk-related periodic review across payments products and prepare reports for management.Assist with preparation and administration of audits.Create and maintain risk-related policies and procedures.Participate in webinars or on-site classes to enhance existing knowledge and stay abreast of industry-specific changes.Routinely collaborate with Payspan’s processing partner for card and ACH transactions to optimize growth, minimize risk and assure complianceOwn Payspan’s relationships with third-party firms assisting Payspan with manual or automated site inspection, underwriting, AML/KYC compliance, risk management, and transaction monitoring solutions.Serve as Payspan’s primary or secondary AML/KYC Officer as defined by card network rulesServe as subject matter expert on card and ACH transaction compliance and risk mitigation best practicesServe as owner of reporting and escalation related to potential and confirmed merchant application and transaction fraudServe as advisor to VP Security & Compliance on underwriting and risk management matters and collaborate in prevention, detection and resolution of cybersecurity threats and attacksTrack Merchant performance in terms of settlement volume, tender methods, profitability, changes in payment type, size, source.Create reports as required in partnership with the security and BI teams.