David Dudley

About David Dudley

I\'m an attorney with experience in all facets of affirmative litigation, from drafting a…

Experience

1. Enforcement Attorney

   Consumer Financial Protection Bureau

   Jul 2012 — Present · Washington, DC, US

   Trial team member in the Bureau\'s first federal court trial, CFPB v. The Mortgage Law Group, et al, 3:14-cv-00513 (W.D. Wis.). I drafted pre- and post-trial briefs, took direct testimony from consumer witnesses, and cross-examined defendant witnesses. The court found multiple violations and awarded restitution and penalties. I was the lead attorney on a multi-party RESPA kickback investigation, which also included a FCRA permissible purpose claim. In re Prospect Mortgage, LLC, In re Planet Home Lending, LLC, In re RGC Services, Inc, and In re Willamette Legacy, LLC.(consent orders available at I negotiated four simultaneous settlements and consent orders, with the respondents paying a total of $3.95 million in consumer redress, disgorgement, and civil money penalties. I drafted our civil investigative demands, organized and conducted our document review, took investigational hearing testimony, and summarized our findings in a recommendation memo to the Director. I was the lead attorney on In re Amerisave Mortgage Corp, Novo Appraisal Corp. and Patrick Markert, 2014-cfpb-010 (consent order available at http://files.consumerfinance.gov/f/201408_cfpb_consent-order_amerisave.pdf). I negotiated a $20.9 million settlement in the Bureau\'s first false advertising mortgage case, which also included a RESPA kickback claim, and claims related to improper fees imposed on consumers. During the investigation, I drafted discovery requests, took investigational hearing testimony, worked with expert economists to analyze market data, and took the lead drafting role in writing our recommendation memo for the Director.

Education

• University of Pennsylvania

  Doctor of Law (J.D.)

  1996 — 1999

• University of Michigan

  Bachelor of Business Administration (B.B.A.), Accounting and Finance

  1990 — 1994

Skills

• Trials
• Due Diligence
• Legal Research
• Mergers & Acquisitions
• Private Investigations
• Research
• Public Policy
• Commercial Litigation
• Econometrics
• Consumer Law
• Depositions
• Cpa
• Motions
• Certified Public Accountant
• Appeals
• Litigation
• Civil Litigation
• Courts
• Analysis