David Coutinho
Managing Director Product Strategy and Commercialization @RBC
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WORK HISTORY
Managing Director Product Strategy and Commercialization @RBC
Jersey City, NJ, US
I will be working on launching the market-leading US Cash Management experience at RBC. Looking forward to building an incredible client experience and working on the overall strategic direction for Cash Management journeys across all products, channels, and market segments.
EDUCATION
Binghamton University
Bachelor of Science (BS), Information Science/Studies
SKILLS
ABOUT DAVID COUTINHO
As a Managing Director of Product Strategy & Commercialization at RBC, I am a Forward-Thinking Banking / Digital Payments Executive - Visionary leader with a proven track record of driving digital transformation and delivering innovative payment solutions in complex, global banking environments. Thrives in high-stakes situations, consistently exceeding strategic objectives by translating deep market insights and evolving customer needs into scalable, secure, and revenue-generating platforms.Expert in building and leading high-performance teams across geographies, managing multimillion-dollar programs, and launching mission-critical products that redefine customer experience and operational efficiency. Adept at navigating regulatory landscapes, forging fintech partnerships, and modernizing legacy infrastructure to support real-time, omnichannel payment capabilities.Holding a certification in ‘Becoming an AI-First Product Leader’ underscores my dedication and skill in harnessing the power of artificial intelligence to deliver unparalleled value to our clients and the broader business landscape. My vision is centered on transforming the client experience and driving growth across all product lines, distribution channels, and market segments, ensuring RBC remains at the forefront of financial innovation.
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