Dave Ramirez

About Dave Ramirez

Your trusted mortgage advisor since 2004. Wishing you all love, happiness, and…

Experience

1. Senior Mortgage Loan Officer

   Straight Deal Mortgage

   Aug 2025 — Present

   Whether you\'re a first-time homebuyer or a seasoned investor, I work closely with you to understand your unique financial situation, goals, and preferences. Together, we navigate the complex landscape of mortgage options to find the best fit for you.Here\'s what you can expect from me:1. Personalized Guidance: I take the time to understand your financial circumstances, long-term goals, and comfort level with various loan options. This personalized approach ensures that you receive tailored advice and solutions that align with your needs.2. Expert Advice: With over 20 years of experience in the mortgage industry, I stay updated on the latest market trends, loan programs, interest rates, and lending regulations. I leverage this expertise to provide you with informed recommendations and answer any questions you may have along the way.3. Streamlined Process: Buying a home can be overwhelming, but I\'m here to streamline the mortgage process for you. From pre-qualification to closing, I manage the paperwork, coordinate with lenders, and keep you informed at every step, so you can focus on finding your perfect home.4. Access to Lenders: As your advocate, I have access to a tremendous network of reputable lenders, each offering a variety of loan products and terms. I leverage these relationships to negotiate competitive rates and terms on your behalf, saving you time and money.5. Ongoing Support: My commitment to you doesn\'t end at closing. I\'m here to provide ongoing support throughout your homeownership journey. Whether you have questions about refinancing, home equity, or mortgage-related matters, I\'m just a phone call or email away.Buying a home is one of the most significant investments you\'ll ever make, and I am honored to be a part of your journey. As your Mortgage Loan Officer, I am dedicated to helping you achieve your homeownership goals with confidence and peace of mind. Let\'s work together to turn your homeownership goals into reality!

Education

• Fort Lewis College

  2000

  1997 — 2000

Skills

• Condos
• Refinance
• Finance
• Reo
• Working with First-Time Home Buyers
• Non-Warrantable Condos
• Jumbo Mortgage
• Real Estate
• Investors
• Investment Properties
• Foreclosures
• Residential Homes
• Deed Restrictions
• Real Estate Development
• Residential Mortgages
• First Time Home Buyers
• Credit
• Referrals
• Second Home Market
• Real Estate Financing
• Mortgage Marketing
• Mortgage Lending
• Loans