Dave Prosser

SVP of Community Development @Freedom First Credit Union

Salem, VA, US
MOBILE NUMBERS
+91 *********19

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WORK HISTORY

Sep 2004 — Present

SVP of Community Development @Freedom First Credit Union

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Roanoke, VA, US

Responsibilities IncludeCommunity Development Financial Institution (CDFI):CDFI Certification Monitor low-income designation Pursue grant opportunitiesParticipate in academic research studiesCollect and monitor trends in consumer behaviorUnderbanked and Unbanked initiativeEconomic DevelopmentFinancial Wellness/Well BeingImpact InvestingAffordable Housing: 1st Mortgage Loan “Affordable Housing” portfolio managementHomelessness PreventionFederal Home Loan Bank Set Aside Product with assistance to low income household with down payment assistance, accessibility rehabilitation, foreclosure recovery, veterans housing assistance, and weatherization & energy efficiency rehabilitationHousing AdvocacyTransportation:Oversee Responsible Rides car purchase program for challenged working families in the local communityCommunity Development Business Lending: Workforce Development Non-profit and target neighborhood lendingMicro lending financePay Day Alternative Lending Grants & Funding:Oversee grant funding totally $11.4MSecondary Capital totaling $28.5M Oversee Financial Empowerment Centers support by Cities for Financial Empowerment in partnership with Roanoke City. Community Collaboration & Outreach: Partnership with Livability Roanoke Valley Partnership with Blue Ridge Interagency Council on HomelessnessPresident Neighborhood AssociationSupply technical assistance to other organizations and non-profits Present at conferences and/or on webinarsBuild capacity with local governments Freedom First Community Impact Day Freedom First Community Grant Program Freedom First Scholarship Program Director of Freedom First Enterprises Financial Education Oversight:Training curriculum Outreach Tracking program tied into underwriting parametersGrant funding Financial education offered to 1500 recipients annually Participation in Roanoke Valley Financial Fitness CoalitionPartnering with 20 non-profit and for-profit organizations

EDUCATION

2001 — 2003

Averett University

MBA, MBA - Business

N/A

The Ohio State University Fisher College of Business

BS, Business

SKILLS

Residential MortgagesMicrosoft ExcelCreditLoan OriginationLeadershipSales ManagementConsumer LendingReal EstateCredit AnalysisFinancial AnalysisFinancial RiskLoan ServicingTeam BuildingManagementMicrosoft WordMortgage LendingSmall Business LendingStrategic PlanningTrainingBankingAffordable HousingProject PlanningMortgage BankingFinancial ReportingPortfolio ManagementLoansResearchCommercial LendingCredit UnionsUnderwritingBudgetsCommunity OutreachCommunity DevelopmentCustomer ServiceFhaPublic SpeakingUsdaCommercial BankingRefinance

ABOUT DAVE PROSSER

Freedom First Credit Union (FFCU) serves Southwest and Central Virginia. the Roanoke and New River Valleys of Virginia, with twelve branches, over members and $1.2 billion in assets. FFCU is a certified Community Development Financial Institution (CDFI) and is also designated as a low-income credit union, both which expand FFCU’s outreach to families in need in the Appalachia Region. FFCU has long been a force for economic development in its investment area. Providing project development through grant funding, the community development department deploys and oversees a comprehensive suite of Impact Banking products. These products include loans, financial services, and developmental services, providing low- and very-low income consumers with continual access to financial security. Our commitment to that effort is apparent in the products and programs FFCU has designed specifically to meet the transportation, housing, workforce development, and economic revitalization efforts in its community. FFCU also assist in the banking needs of those in our LMI market by addressing credit and asset building challenges with education.

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Dave Prosser — SVP of Community Development at Freedom First Credit Union in Salem, VA, US | Unifers