Dave Keady

About Dave Keady

Mortgage industry professional with extensive experience in Exceptional Customer Service, Team Leadership, Problem Solving. Additional expertise includes Excellent Communication Skills, Fast Learner and Detail Oriented.

Experience

1. Centralized Disclosure Specialist

   DHI Mortgage

   Aug 2023 — Present · US

   Receive information necessitating disclosure of company and/or regulatory required disclosures (both initial and subsequent re-disclosures).Review and interpret information received to effectively determine which disclosures are required to be provided. Information may be contractual, loan (rate term, loan type, interest rate lock, mortgage fee, etc.) property/market (transfer tax, stat disclosures, etc.) or borrower related.Complete the disclosures as required based on the information received as well as through practical understanding of the mortgage loan process. This will involve updating information within the Loan Origination System. Knowledge of the Loan Origination System (Empower) and supporting systems (Encomia, Esign) is required.Communicate effectively with Production team (Mortgage Loan Originators as well as other departments as applicable) to confirm the disclosures are appropriate.Provide accurate and appropriate disclosures to DHI Mortgage customers within pre-determined timelines pursuant to company policy/procedure and regulatory requirements.Update the Loan Origination System as well as other systems (as required) to effectively notify appropriate parties that disclosures have been effectively provided to consumers.Review Centralized Disclosure Department reports to confirm all disclosures are processed in a timely fashion.