Dattatray Indore
Product | AIGP, Cards, Fintech, BNPL, e-Commerce, Payments | Driving AI/Gen AI Innovation in Financial Services and e-Commerce
- Role
- Product Manager at Altimetrik
- Location
- Pune Division, MH, IN
- LinkedIn followers
- 500 followers
About Dattatray Indore
AI-driven Product Leader with 14+ years building and scaling enterprise products across public sector innovation,e-Commerce platforms, and FinTech payments (BNPL, lending, cards).Specialized in delivering GenAI- andML-enabled workflow automation, predictive analytics, fraud detection, andcompliance-first customer lifecycleplatforms. Proven track record driving measurable outcomes including $700K incremental TTV,$0.5M–$0.6Mannual savings, and $80K/month cost reduction, while partnering cross-functionally across Engineering, DataScience, Design, Operations, Risk, Compliance, and senior leadership.CORE COMPETENCIES• AI & GenAI Product Management: RAG fundamentals, LangChain fundamentals, Prompt Engineering, AIAgents• AI Platform Capabilities: predictive analytics, workflow automation, decisioning systems, fraud detection• Product Leadership: roadmaps, OKRs/KPIs, discovery, MVPs, prioritization, GTM strategy• Payments & FinTech: BNPL, acquiring, repayments, disputes, refunds, chargebacks, fund routing• Payments Standards: ISO8583, ISO20022, SWIFT, SEPA• Tech & Data: APIs, system integration, Python, SQL, Power BI• Delivery: Agile/Scrum, stakeholder alignment, cross-functional leadership
Experience
Product Manager
Oct 2022 — Present · IN
Role: Product Manager (May 2025 – Present) – eCommerce CS PlatformDefined product vision and roadmap for the Customer Service Platform, aligning engineering, design, and operations to improve scalability and compliance.Drove API integrations and AI-powered automation, streamlining account closure, dispute resolution, and workflow managementLed product discovery and solution architecture, delivering features that enhanced operational efficiency and cross-team collaboration across global eBay markets.# Role: Payments & BNPL Product ManagerOwned payments product roadmap for Zip US, managing a 12-member engineering team and partnering with Risk, Compliance, Finance, Data, and CRM to deliver compliant and scalable solutions.Launched a new debt facility, replacing Goldman Sachs with VPC as investor, and implemented Stripe acquiring to enable repayments, refunds, disputes, and fund routing.Introduced Pay-in-8 (Pi8) repayment option, expanding flexibility and adoption while supporting PiZ configurations and pilots.Automated External Collection Agency (ECA) workflows, unlocking $700K TTV and saving $45K annually in costs.Delivered bundled repayments (MBR/SBR), achieving $0.5M–$0.6M annual Stripe interchange savings.Optimized authorization retries, reducing failed payments and saving $80K per month in non-compliance fees.Ran A/B experiments and feature calibrations, driving 8.5% TTV growth and ensuring state-level regulatory compliance on late fees and credit card suppression.Modernized payments infrastructure by decoupling legacy DBs, enhancing Stripe API integrations, and automating customer communications.
Education
Savitribai Phule Pune University
Bachelor of Engineering - BE, Computer Engineering
2007 — 2011
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