Daryl Fourtner

Experience

1. Senior Vice President, Commercial Lending Operations Systems Manager

   Heritage Bank Nw

   Jan 2025 — Present · Olympia, WA, US

   As a senior leader in commercial banking operations, I drive strategic initiatives that modernize systems, streamline processes, and elevate performance across the lending lifecycle. My background in commercial lending senior management informs a practical, results-driven approach to operational strategy—ensuring that technology and workflows support both customer needs and business growth.I lead complex, cross-functional projects that enhance efficiency, improve data integrity, and reduce manual effort. My work spans system enhancements, automation, and stakeholder engagement, with a focus on building scalable infrastructure that supports long-term value.Key strengths include:Commercial lending operations leadershipSystems modernization and process automationStrategic project executionCross-departmental collaborationVendor and stakeholder relationship managementGovernance and procedural alignment

Education

• American Bankers Association

  General Banking, Banking

  1995 — 1997

• University of Utah - David Eccles School of Business

  BS, Finance

  1996 — 1998

• UW Foster School of Business

  Graduate, Banking

  2008 — 2010

Skills

• Cash Management
• Credit Analysis
• Small Business Lending
• Finance
• Credit
• Construction Loans
• Financial Risk
• Underwriting
• Sba
• Credit Risk
• Mortgage Lending
• Retail Banking
• Commercial Real Estate
• Treasury Management
• Portfolio Management
• Loans
• Loan Origination
• Commercial Lending
• Banking
• Risk Management
• Asset Based Lending
• Account Management
• Italian Languages
• Financial Analysis
• Commercial Banking
• Refinance
• Commercial Mortgages
• Consumer Lending
• Lines of Credit
• Cross Selling
• Cash Flow
• Financial Services
• Investments
• Mortgage Banking
• Long-Term Customer Relationships
• Relationship Management