Darrell Crist

About Darrell Crist

I have over 22 years in the retail/commercial banking industry, a bachelor’s degree in finance and a MBA in business administration. Things such as underwriting, cash flow calculations, reviewing financials, collecting data, creating reports, cash management, budgeting, building relationships, credit and investment analyzing are everyday tasks in my current working environment. I have a proven record of initiative, leadership and academic achievement. Having a true understanding of credit has allowed me to build partnerships along with obtain/maintain new relationships within the financial industry.I have a strong communication and interpretation skill set. My driven career is highlighted by rapid acceleration throughout increasingly responsible positions.

Experience

1. Senior Commercial Lending Officer

   TDECU

   Jul 2025 — Present

   Client Relationship Management: Building and maintaining strong, ongoing relationships with commercial clients revenues up to 100 million. Acting as the main point of contact for clients, understanding their business needs, and offering tailored solutions. Business Development: Identifying and pursuing opportunities for expanding relationships, upselling, and cross-selling additional products or services to existing clients. Financial Analysis & Risk Assessment: Evaluating the financial health and risk profile of clients to ensure sustainable business partnerships. This may involve analyzing balance sheets, credit histories, and other financial documents to assess creditworthiness. Tailored Solutions & Consultative Selling: Working closely with clients to understand their unique challenges and offer customized financial or business solutions that align with their goals. Contract Negotiation & Review: Overseeing contract discussions with clients, ensuring mutually beneficial terms, and managing renewals and amendments to contracts. Client Retention & Satisfaction: Ensuring a high level of client satisfaction through timely service delivery, resolving any issues, and maintaining regular communication. Market & Industry Analysis: Staying informed about market trends, competitive offerings, and industry regulations to provide clients with up-to-date advice and insights. Collaboration with Internal Teams: Coordinating with internal departments like finance, legal, operations, and customer service to meet client expectations and ensure smooth delivery of services.

Education

• Texas Southern University

  Bachelor of Business Administration (BBA), Finance, General

  2007 — 2011

• Texas Southern University

  Master of Business Administration - MBA, Business Administration and Management, General

  2015 — 2017