Daniel Roy

Private Wealth Manager Portfolio Manager @Cardinal Point Wealth Management, ULC

Calgary, AB, CA

As a dual-registered Portfolio Manager and Private Wealth Manager, I provide specialized cross-border wealth management services to high-net-worth individuals and families with assets, residences, and interests in both Canada and the United States. I design and manage customized investment portfolios that are resilient across varying market conditions, while developing comprehensive financial strategies tailored to each client’s unique goals and circumstances. My work requires deep knowledge of investment markets, tax regimes, and regulatory requirements in both countries.Key Responsibilities:Cross-Border Wealth Management: Advise clients with cross-border lifestyles or assets on integrated investment, tax, and estate strategies that align with their residency, citizenship, and long-term objectives.Portfolio Construction & Management: Build, monitor, and adjust diversified, tax-efficient portfolios to manage risk and maximize after-tax returns, drawing on both Canadian and U.S. investment vehicles.Financial Planning: Develop detailed financial plans covering retirement, tax optimization, cash flow, risk management, and legacy planning.Client Advisory & Relationship Management: Serve as a trusted advisor to high-net-worth individuals and families, fostering long-term relationships through ongoing communication, education, and transparency.Regulatory Compliance: Maintain full compliance with securities regulations in both Canada and the U.S, including ongoing registration and adherence to fiduciary standards.Market & Policy Monitoring: Stay informed on market trends, economic indicators, and legislative changes affecting cross-border clients, including tax treaty provisions, estate laws, and investment regulations.Collaboration & Coordination: Work with tax professionals, estate lawyers, and other advisors to implement cohesive, multi-jurisdictional financial strategies.

Mount Royal University

Bachelor of Business Administration (B.B.A.), Marketing / Finance / Economics