Danielle A. R. Bernard

About Danielle A. R. Bernard

I am a Business and Risk Consultant specializing in Regulatory Compliance within Financial Services. With a Sociology degree and minors in Innovation and Mass Communication Studies, I bridge analytical thinking with a deep understanding of people—an edge that helps me connect across teams, cultures, and stakeholders.For nearly a decade, I have partnered with global financial institutions, including fintechs/ cryptocurrency exchanges, to strengthen AML programs—covering KYC, Sanctions Screening, Transaction Monitoring, and EDD/CDD. I lead cross-functional teams, identify critical gaps, and implement solutions that improve compliance and reduce risk—aligned with frameworks like BSA, OFAC, and the Patriot Act.I thrive where strategy meets execution. Whether navigating complex regulations or driving innovation in financial systems, I bring a people-first approach, strong project leadership, and a bias for action—consistently delivering high-priority initiatives with measurable impact.I champion diversity and inclusion, practice servant leadership, and mentor with purpose. I also have a deep appreciation for music, film, and television—drawn to how storytelling shapes identity, sparks dialogue, and builds connection. Travel is another passion of mine; exploring new places and perspectives continually broadens my worldview and fuels my curiosity.

Experience

1. Senior Analyst Iv, Regulatory Compliance

   EY

   Aug 2023 — Present

   Provided Quality Assurance (QA) Transaction Monitoring (TM) support for a large cryptocurrency exchange.• Served as a Regional co-lead, overseeing a team of four analysts performing QA of L1 domestic and international cases as well as L2 QA of US Suspicious Activity Reports (SARs) and Non-Filings.• Utilized blockchain analytics to review multiple risk-based scenarios, including fraud-centric and money laundering activity, to determine if a case was correctly dispositioned by the client and other vendors’ analysts.• Facilitated/participated in various daily and weekly touchpoints, calibrating with the regional team, client, and project leadership to discuss skills or procedural gaps observed.• Provided insights and recommendations to enhance the investigations and QA process based on common trends observed.

Education

• University of Florida

  Bachelor of Arts (B.A.), Sociology, Minors in Innovation and Mass Communication Studies

  2014 — 2017

• International Baccalaureate

  High School, International Baccalaureate Diploma Program

  2009 — 2013