Daniel Ritter
Credit Manager @TD
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WORK HISTORY
Credit Manager @TD
Greenville, SC, US
I handle operations for the bank’s southern markets, driving the team in the small business loan production shop. I demonstrate senior level loan decision authority for up to $1MM. I apply efficient recruiting, onboarding, and training strategies to develop a talented team of skilled underwriters. I mentor, train, and guide a team of 7 underwriters to strengthen team dynamics by demonstrating strong leadership, organization, and interpersonal skills, achieving optimal levels of employee performance and client satisfaction. I partner with Sales to ensure they are consistently well informed of potential underwriting changes, ensuring that objectives constantly match organizational goals.* Served a lead role in developing and implementing nCino, a new loan origination platform* Directly managed a cross-functional business and technology team of 5 members to complete dynamic system testing.* Facilitated 200+ end users by introducing change management to enhance workflow operations and secure a successful project roll-out.* Developed training policies and procedures, helping users by creating job aids.* Assisted staff by delivering continual support model during system implementation.* Regularly communicated with TD Bank senior management to deliver project updates and suggest optimal solutions * Adjusted to nCino, Salesforce, and JIRA, acquiring technical system proficiency through IT project management.* Served as key point person for all system related questions influencing small business operations, routinely interacting with BASEL group and AML while performing audits and arranging reporting.* Played a critical role in creating and instituting an efficient credit scoring model focusing on enhancing overall bank efficiency and profitability, expanding loan volume by 175% by doubling approval rates and decreasing turnaround times by 50%.
EDUCATION
University of Scranton
B.S, Finance
Saint Joseph's University
Master of Business Administration (MBA), Finance, General
SKILLS
ABOUT DANIEL RITTER
I\'m a performance driven professional with 15 years of successful banking and commercial finance experience. I’m also a formally trained Credit Manager with expertise in loan production, service loan agreements, audit results, portfolio performance, credit policy oversight, conditions of lending, and booking rates.I\'ve dedicated my career to maintaining the highest quality standards to avoid time and cost expenditures by designing and implementing plans that generate profitable results. I’m a client-centric leader in tune with emerging markets and breakthrough trends, skilled in building highly functional teams capable of adapting to changing environments while maintaining productivity.I am recognized by my superiors and co-workers as having an exceptional combination of financial analysis acumen and dynamic interpersonal skills, and my ability to build strong, sustainable relationships and secure consensus among cross-functional team members for key initiatives.My academic background includes a Master of Business Administration with a concentration in Finance, various ABA courses, and current studies at the ABA Stonier Graduate School of Banking.
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