Daniel Richards

WORK HISTORY

EDUCATION

ABOUT DANIEL RICHARDS

I’m a Chartered Financial Planner with over 20 years’ experience helping people make better decisions about their money and avoiding the sort of mistakes that keep you up at night. I work mainly with individuals, families, and business owners who want clear, practical advice without the jargon.Since 2015, I’ve been part of the team at Coldrey Wealth Management, where I’ve led the shift from a traditional IFA model to a more modern, lifestyle-focused approach. That’s involved everything from restructuring the business to making our client service fit for today (and tomorrow).My approach is simple: understand what matters to my clients, put a plan in place that works for them, and keep it on track. No crystal balls, no magic formulas, just good advice that makes sense.Away from work, I’m a husband, dad of two, football coach, occasional marathon runner, and long-suffering Liverpool supporter. I believe financial planning should be as down-to-earth as the people it’s for and that’s how I aim to deliver it.Specialisms:• Lifestyle financial planning for high-net-worth individuals & business owners• Tax-efficient investment strategies (BR, EIS, VCT)• Business acquisition, integration & succession planning in the financial advice sector• Collaboration with professional partners to deliver comprehensive wealth solutions• Client experience innovation through technology & process design